SEG for Yale Study Abroad: About Budgets

The SEG is intended to cover a percentage of a program’s set budget. It will not cover all expenses of a student’s experience abroad. Even after careful planning and budgeting, please be aware that unexpected costs may arise. All students – even students with 100% need – should plan to contribute at least some of their own money toward program and related expenses.

What is covered?

The SEG program budget for eligible Yale study abroad programs is disbursed in two lump sums directly to students:

  • SEG Study Abroad Travel Expenses: $1600 flat travel stipend. 
  • SEG Study Abroad Program Expenses: Includes costs billed by the study abroad program, such as tuition; as well as estimated living expenses in SEG-eligible budget categories that are not included in the program cost, such as meals.

SEG Study Abroad Budget Categories

The SEG program budget for eligible Yale Study Abroad programs covers the following categories:

Airfare

A flat stipend based on averages of economy flights from multiple US departure sites and departure/return dates. Airfare is calculated for a roundtrip flight from and to the United States.

Tuition

Includes student fees, course fees, and deposits that are deducted from total tuition owed. Students not able to cover a deposit before SEG funds disburse should contact Student Financial Services (yss.funding@yale.edu) to request a deferral of payment letter. Application fees are the responsibility of the student and are not covered by the SEG.

Books

If the SEG Team can identify course materials (including required text books but not including general supplies like notebooks) from available program materials, these will be included in the program budget. Otherwise, a flat stipend will be provided for books.

Room

For programs with available housing options, the budget accounts for the most expensive option, though students are not obligated to select this option for themselves. For programs with no set housing options, housing is calculated based on an average of available data for short-term rentals.

Board (food)

For programs with available meal options, the budget accounts for the most expensive option, though students are not obligated to select this option for themselves. For programs with no set meal options, or programs where only some meals are provided, food budgets are calculated as a flat regional stipend based on the best available cost of living and per diem rate data. Students should plan to spend some money out of pocket on food, especially if they plan to eat out multiple times per week instead of cooking.

Local transportation

Local transportation (such as train fare for required class trips) is factored into program budgets as a flat regional stipend based on length of program.

Miscellaneous 

This category includes a flat stipend of $100 that can be used towards (non-expedited) visa fees, certain health expenses, and incidental expenses. $50 of this stipend is earmarked for property and incidentals insurance. The SEG strongly encourages students to purchase insurance to address emergencies abroad, such as stolen or damaged property.

Please remember that the SEG cannot provide additional funding to offset any emergency expenses.

How are budgets created?

SEG program budgets for eligible Yale study abroad programs are set by the SEG Team in collaboration with the Yale Study Abroad Office.

Travel

Airfare is determined based on averages from the best available flight information, using data from a variety of US departure cities and departure/return dates. Airfare budgets are set as an average and prices will rise as the program start date approaches, so students should be aware that their actual airfare expense may be more (or less) than the amount noted in their program budget. Except in extreme extenuating circumstances, these overages are the responsibility of the student.

Program Expenses

Set expenses, such as tuition and room & board fees set by individual programs, are determined based on available information from those programs. In cases where there are multiple housing options for a given program, the budget accounts for the most expensive option (though students are not obligated to select that option for themselves). If a student is participating in a program with additional fees (such as costs associated with a mandatory field trip), it is the students’ responsibility to provide that information and documentation to the SEG Office at the time of their SEG request.

For programs where housing and/or meals are not provided in whole or in part (e.g. academic programs that only provide breakfast), budgets are determined based on a flat weekly regional stipend determined by cost of living data gathered from the State Department and several housing resources. Food budgets are not meant to account for eating out at every meal; students are expected to eat at least some meals at home.